Beta

Home Ledger is now available in beta

Built for independent landlords

Know your rent risk
before it's too late

Track payments, monitor overdue balances, assess tenant risk, and generate AI-powered late notices — all from one dashboard designed for landlords.

Total Tenants

4

Monthly Rent

$5,200

Overdue

$1,350

High Risk

1

TenantBalanceRisk
Marcus Johnson
$1,350HIGH
Sarah Chen
$650MEDIUM
David Park
$0LOW
Lisa Rodriguez
$0LOW

Features

Everything you need to stay on top of rent

Purpose-built tools for landlords who want clarity on their rental income without the complexity of enterprise software.

Payment Tracking

Log rent payments by tenant with amount, date, and method. See outstanding balances calculated automatically from lease terms.

Automatic Risk Scoring

Every tenant gets a risk level — LOW, MEDIUM, or HIGH — based on days overdue and payment history over the past 6 months.

AI Late Notices

Generate professional late payment notices in two clicks. Pick your tone — firm, professional, or empathetic — and the AI handles the rest.

Portfolio Dashboard

Summary cards for total tenants, monthly rent, overdue amounts, and high-risk count. Overdue tenants always sort to the top.

Online Rent Collection

Accept rent payments via ACH and card through Stripe. Tenants can set up autopay so you never have to chase a check again.

Tenant Portal

Invite tenants to their own portal where they can view balances, make payments, and set up automatic rent collection.

How it works

Up and running in minutes

1

Add your properties & tenants

Enter your rental units, tenant details, lease start dates, and monthly rent amounts.

2

Log payments as they come in

Record each payment with the amount, date, and method. Or let tenants pay online and it's tracked automatically.

3

Monitor risk & take action

See who's overdue at a glance. Generate an AI late notice in two clicks and send it off.

AI-Powered

Late notices that write themselves

Select a tenant, pick your tone, and get a professional late payment notice generated instantly. No templates to manage, no awkward phrasing to worry about.

FirmProfessionalEmpathetic
ProfessionalGenerated for Marcus Johnson

Dear Marcus Johnson,

This letter is to inform you that your rent payment of $1,350 for 412 Oak St, Unit B is currently 18 days past due. As of today, the outstanding balance on your account is $1,350.00.

Per your lease agreement, rent is due on the 1st of each month. We kindly request that you remit the full amount at your earliest convenience to avoid any further action.

Please contact us if you are experiencing difficulties so we can discuss possible arrangements.

Sincerely,
Property Management

< 2 min

Setup time

2 clicks

To generate a notice

1–5

Units sweet spot

Real-time

Risk assessment

Rent visibility for independent landlords

Home Ledger brings the clarity of enterprise property management to landlords with 1–5 units — simple, focused, and built for the way you actually work.